Critical illness insurance provides coverage over and beyond what your health insurance policy covers. Do you need it? Critical illnesses can strike anyone, at any time. Critical illness insurance helps you deal with the unexpected costs of these health problems. According to estimates by the American Heart Association, this year alone 600,000 Americans will experience...
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How To Plan for Long-Term Care Needs
About 70 percent of people over age 65 will require some type of long-term care services during their lifetime. More than 40 percent will need care in a nursing home. Planning ahead for the care needs of yourself or a family member can reduce stress and ensure funds are available when needed. You need long-term...
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Improve Your Financial Wellness
Consumers can experience financial well-being—or a lack of it—regardless of income. How would you rate your financial wellness, and why does it matter? Money problems rank as one of the top causes of stress, divorce and relationship problems. They can also affect your physical health. And when your health begins to deteriorate, that can further...
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Critical Illness Insurance Insures More than Just Your Health!
Dr. Marius Barnard, brother of pioneering heart surgeon Christiaan Barnard, introduced critical illness insurance in South Africa in 1983 after seeing the financial hardships costly medical treatments caused his patients. He reportedly said that, as a doctor, he could repair man’s body but only an insurer could repair his finances. Since its introduction in 1983,...
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