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Ways to Make Childcare Costs a Little More Affordable

June 15, 2019 by The Insurance 411Leave a Comment

Childcare can be an employee’s most expensive work-related expense. Fortunately, there is a benefit program you can offer that will at least provide tax relief to employees who use daycare providers. The program is the Dependent Care Assistance Program (DCAP). If you can’t offer a DCAP, employees also can use the Dependent Care Tax Credit...
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Filed Under: Benefits Management & Compliance   •  Employee Benefits   •  Miscellaneous Benefits   •  Most Popular   •  Recommended Articles

Title VII Non-discrimination Protections Apply to LBGTQ Individuals

August 24, 2015 by The Insurance 411Leave a Comment

VGBT

The EEOC has concluded “sexual orientation is inherently a ‘sex-based consideration’ and an allegation of discrimination based on sexual orientation is necessarily an allegation of sex discrimination under Title VII.” Translation: Title VII nondiscrimination protections apply to people who identify as lesbian, gay, bisexual, transgender and queer. No federal law expressly bars discrimination against people...
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Filed Under: Benefits Management & Compliance   •  Employee Benefits   •  Most Popular   •  Recommended Articles

Drones in the Workplace

August 22, 2015 by The Insurance 411Leave a Comment

Drones in the workplace

Real estate agents use unmanned aircraft systems, or drones, to photograph properties. Amazon promises that it will soon be using drones to deliver packages from its warehouses to your doorstep. And drones could help employers manage risk. In loss control: Drones can access areas out of reach of traditional video cameras, making them a valuable...
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Filed Under: _Website Topics   •  Controlling Costs   •  Most Popular   •  Recommended Articles   •  Risk Management   •  Workers' Compensation Insurance

Why Stress Is a Work Safety Problem

July 7, 2014 by The Insurance 411Leave a Comment

Worker Stress

Short-lived or infrequent episodes of stress pose little risk. But when stressful situations go unresolved, the body is kept in a constant state of activation, which increases the rate of wear and tear to biological systems. Ultimately, fatigue or damage results, and the ability of the body to repair and defend itself can become seriously...
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Filed Under: Loss Prevention   •  Most Popular   •  Workers' Compensation Insurance

Managing Retirement Plan Fees and Expenses

July 7, 2014 by The Insurance 411Leave a Comment

ERISA and Fees

Fees and expenses can have a substantial effect on your employees’ retirement savings. This makes understanding and evaluating the fees and expenses associated with retirement plans are an important part of a fiduciary’s responsibility. Why Consider Fees? A variety of plan fees and expenses may affect your organization’s retirement plan. These fees and other expenses...
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Filed Under: Employee Benefits   •  Most Popular   •  Retirement Plans

Employee Dental Insurance for Every Budget

July 7, 2014 by The Insurance 411Leave a Comment

Employee Dental Insurance

Dental health coverage is the second most requested benefit—right behind medical insurance. With a variety of plan types, any employer can find an affordable dental insurance plan to enhance its benefit package. A fully insured dental plan typically costs no more than 10 percent of the cost of medical coverage, and annual increases are much...
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Filed Under: Dental Insurance   •  Employee Benefits   •  Most Popular   •  Recommended Articles   •  Top Personal Insurance Stories

The Affordable Care Act and Voluntary Benefits

July 6, 2014 by The Insurance 411Leave a Comment

It’s important to understand that the health insurance exchanges created by the Affordable Care Act offer only major medical insurance. When it comes to other benefits, however, voluntary benefits can fill the gaps. Dental and Vision Benefits The Affordable Care Act (ACA) requires health plans to cover pediatric dental and vision care services to be...
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Filed Under: Affordable Care Act - "ObamaCare"   •  Employee Benefits   •  Most Popular   •  Voluntary Benefits

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