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Save Money with a COBRA Audit

January 21, 2015 by The Insurance 411Leave a Comment

COBRA Audit

Despite reports to the contrary, COBRA is alive and well…and costing you money. A COBRA audit can help you trim your rolls of ineligible beneficiaries. The health provisions of COBRA, the Consolidated Omnibus Budget Reconciliation Act, require most group health plans to offer continuation coverage to beneficiaries who would otherwise lose coverage due to specific...
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Filed Under: COBRA   •  Employee Benefits

Basic COBRA Administration, Part 1

December 17, 2014 by The Insurance 411Leave a Comment

COBRA Basics

COBRA, the Consolidated Omnibus Budget Reconciliation Act of 1985, allows qualifying people formerly covered by an employer’s group plan and their dependents to temporarily continue health coverage at group rates. Employers who don’t understand basic COBRA administration and their obligations can face penalties. Certain employer-sponsored health plans must offer COBRA continuation coverage to employees who...
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Filed Under: Benefits Management & Compliance   •  COBRA   •  Employee Benefits

COBRA and the Affordable Care Act

July 6, 2014 by The Insurance 411Leave a Comment

sign that says Affordable Care Act Ahead

COBRA has presented administrative challenges to employers since 1985. The Affordable Care Act promises to make health insurance available and affordable for all Americans. This eliminates employers’ need to offer COBRA continuation coverage. Or does it? The Patient Protection and Affordable Care Act (PPACA) did not eliminate COBRA or change the COBRA rules. In fact,...
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Filed Under: Affordable Care Act - "ObamaCare"   •  COBRA   •  Employee Benefits

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