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  • Essential Property and Liability Insurance
    • All Property & Liability Topics
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    • General and Auto Liability
  • Specialized Insurance Policies
    • All Specialized Prop & Liability Topics
    • Credit Risk
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    • Environmental Liability
    • Professional Liability
    • Surety
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    • Claims Management
    • Controlling Costs
    • Loss Prevention
    • Regulations
    • The WC Basics
  • Employee Benefits
    • All Employee Benefit Topics
    • Affordable Care Act – “ObamaCare”
    • Benefits Management & Compliance
    • COBRA
    • Dental Insurance
    • Group Disability Insurance
    • Retirement Plans
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    • Voluntary Benefits
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Additional Insured Coverage

November 11, 2014 by The Insurance 411Leave a Comment

Additional Liability Coverage

Additional insured coverage can protect your organization from liability due to contractors’ and subcontractors’ operations. Liability insurance covers you from losses due to claims your company, its employees or products or services caused harm or wrong to a third party. Sometimes, however, your organization can be considered “vicariously liable” when another business, such as a...
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Filed Under: General and Auto Liability   •  The Basics

Understanding Surplus Lines

July 9, 2014 by The Insurance 411Leave a Comment

Surplus Lines Market

When model Heidi Klum insured her legs for $2.2 million and guitarist Jeff Beck insured each of his fingers for $1 million, you can bet a standard insurer didn’t cover those risks. These celebrities turned to the surplus lines market. Although your organization probably won’t need to insure body parts, you might need the services...
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Filed Under: Specialized Insurance Policies   •  The Basics

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