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Post-Matthew Update: How To Safely Clean Up Mold After A Flood

November 1, 2016 by The Insurance 411Leave a Comment

Guest Post: CDC Returning to your home after a flood is a big part of getting your life back to normal. But consumers and small businesses may be facing a new challenge: mold. What can you do to get rid of it? How do you get the mold out of your home or office and stay...
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Theme: News, Recommended

Cybersecurity Governance Moves Up Boardroom Agenda

October 19, 2015 by The Insurance 411Leave a Comment

A poll of board directors and executives from Forbes Global 2000 companies finds that cybersecurity is being taken much more seriously in the boardroom these days, as is cyber insurance. Nearly two-thirds (63 percent) of respondents to the study developed by the Georgia Tech Information Security Center (GTISC) say they are actively addressing computer and...
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Theme: Recommended

California Wildfires: A Billion Dollar Loss

October 18, 2015 by The Insurance 411Leave a Comment

Wildfires in 2015 have already caused more damage and financial loss in the United States than in any other year since 2007. Aon Benfield’s latest Global Catastrophe Recap report reveals that California wildfires during September destroyed more than 2,000 homes and resulted in estimated insured losses of at least $1.1 billion—the costliest since 2007. The...
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Theme: Recommended

NOAA: Warmer, Wetter Winter Ahead

October 15, 2015 by The Insurance 411Leave a Comment

Those of us in the Northeast still thawing out from the last two winters will be relieved to hear that this year’s winter is likely to bring warmer and wetter conditions thanks to El Niño. NOAA’s just-released 2015 U.S. Winter Outlook (December through February) calls for cooler and wetter weather in the South, and above-average...
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Theme: Business Insurance, News, Recommended

5 Shots Of Tequila Does Not Always Equal Denied Work Comp Claim

October 14, 2015 by The Insurance 411Leave a Comment

Imagine the following scenario when handling a workers’ compensation claim: John Doe is a construction worker who shows up for work on Monday morning appearing to being “a little off his game.” Shortly after starting work he falls from some scaffolding and suffers a severe work injury.  Following the accident, he was taken to a...
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Theme: Recommended, Workers Comp

If It’s a Safety Issue, Can You Learn What Medications Your Employee Is Taking?

October 11, 2015 by The Insurance 411Leave a Comment

by Robert Dooley V.P. Administration & General Counsel @ Medcor   Medcor operates clinics that have over 300,000 patient visits each year. As you can imagine, Medcor has had to deal with its fair share of tricky compliance issues that can occur in a workplace clinic. The following is one of those issues. Question: I’m...
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Theme: Recommended

Telemedicine Expands, Though Financial Prospects Still Uncertain

October 10, 2015 by The Insurance 411Leave a Comment

Nurses Patricia Wegener (left) and Susan Davis at Mercy Hospital can monitor the condition of a patient who is miles away via the hospital’s technology. But some health insurers and analysts remain skeptical that telemedicine saves money. Alex Smith/KCUR hide caption itoggle caption Alex Smith/KCUR Say you’re a Midwestern farmer in a hospital bed, recovering...
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Theme: Recommended

Critical Illness Insurance—What You Need to Know

October 7, 2015 by The Insurance 411Leave a Comment

When we hear the word insurance, most of us tend to think of things like car or health insurance. Critical illness insurance most likely isn’t one of the types of insurance that comes to mind. It makes sense—we often don’t want to think about the scarier health-related risks in life—especially not critical illness. Unfortunately this inclination to...
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Theme: Recommended

Warning To Employers: Cost Transfer Of Medical Benefits To Workers Comp

October 5, 2015 by The Insurance 411Leave a Comment

The Worker’s Compensation Research Institute (WCRI) has issued a report that workers treating doctors will have an economic incentive to transfer treatment from the Affordable Care Act to workers’ compensation. Similar transfers have been going on for decades but they started when workers initiated the transfer to take advantage of the potential of a settlement...
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Theme: Recommended, Workers Comp

VW: Reputation Risk Report

October 4, 2015 by The Insurance 411Leave a Comment

We’re well into the second week of the VW emissions scandal fallout and as we scan the latest news headlines it appears that reputation risk-related matters remain front and center. Multiple auto manufacturer reputations are on the line especially with the news that the Environmental Protection Agency (EPA) has now broadened its investigation to look into at least...
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Theme: Business Insurance, Recommended

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