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Busting Auto Insurance Myths

May 23, 2020 by Leave a Comment

Myth 1 – Red Cars Cost More to Insure Color is irrelevant.  Speedsters may be inclined to purchase flashy red cars, but color is not a reliable metric for determining auto rates. Other vehicle characteristics do though count, such as car makemodel, body type, engine size and the age of the vehicle, as well as...
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Filed Under: Auto Insurance Information   •  Personal Insurance Basics   •  Personal Lines

Good News, Bad News about Car Theft

February 8, 2020 by Leave a Comment

Even though car thefts are going down, car thieves are becoming more cunning. Car thieves are ingenious, always devising new ways to break into your car — and steal it. Their tactics include acquiring smart keys, which eliminates hot-wiring to steal cars; switching vehicle identification numbers; and using stolen identities to secure loans for expensive...
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Filed Under: Auto Insurance Information   •  Personal Lines

Five Practical Tips for Buying the Right Car Insurance at the Right Price

October 11, 2017 by Leave a Comment

auto insurance

If you need insurance for a new car or you’ve been routinely renewing your car insurance with the same coverage and limits every year, it makes sense to evaluate your options before buying or renewing. Here are five practical tips: 1.          When a car is new, you will likely want collision...
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Filed Under: Auto Insurance Information   •  Personal Lines

Even Junker Cars Need Insurance

November 13, 2016 by Leave a Comment

Nearly every state requires an owner of a registered automobile — even if it’s a junker — to have a minimum amount of coverage if it’s being driven. The three main types of coverage that most states require owners of registered vehicles to carry are bodily injury liability, property damage liability and uninsured motorists coverage....
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Filed Under: Auto Insurance Information   •  Personal Lines

How Much Do Speeding Tickets Cost?

March 12, 2015 by 1 Comment

Speeding Tickets Cost

Speeding tickets cost you a lot more than you think. Every year, about 41 million Americans, or one-fifth of drivers, get them. Speeding tickets cost drivers more than $6.2 billion in fines, according the U.S. Highway Patrol. Speeding tickets are big business, too. StatisticBrain.com reports that the average annual speeding ticket revenue per U.S. police...
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Filed Under: Auto Insurance Information   •  Personal Lines   •  Top Personal Insurance Stories

Fight Back Against Car Theft

January 4, 2015 by Leave a Comment

Car Theft

A motor vehicle is stolen every 45 seconds in the United States. And that’s the good news—five years ago, a vehicle was stolen every 33 seconds. Nearly half (45 percent) of stolen vehicles are never recovered. It’s not just your vehicle — thieves want the parts, too. Vehicle thieves can strip a vehicle in less...
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Filed Under: Auto Insurance Information   •  Personal Lines

Teen Driver Safety Tips

December 2, 2014 by 1 Comment

teen driviers

Teen drivers are four times more likely to be involved in a fatal car crash than an adult, found a study by The Children’s Hospital of Philadelphia and State Farm Insurance Companies. Parents can do several things to help keep their teenagers safe behind the wheel. Here are a few teen driver safety tips: Coach...
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Filed Under: Auto Insurance Information   •  High Risk Drivers

High Risk Driver Auto Insurance Options

December 2, 2014 by 1 Comment

high risk auto insurance

Shopping for auto insurance can be difficult if you’re lucky enough to have a fancy sports car in the garage — or unlucky enough to have an accident or speeding ticket on your driving record. Although anything out of the ordinary can make it harder to qualify for a standard or preferred-rate auto insurance policy...
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Filed Under: Auto Insurance Information   •  High Risk Drivers

Car Insurance Policy Basics

September 6, 2014 by 2 Comments

Car Insurance Policy Basics

People buy auto insurance for two important reasons: to protect their car and to protect their finances. All 50 states and the District of Columbia require automobile owners to meet certain financial responsibility requirements. These requirements help ensure that funds will be available to reimburse victims of auto accidents if another driver damages their car...
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Filed Under: Auto Insurance Information   •  Personal Insurance Basics   •  Recommended Articles

Motorcycle Insurance and Insuring Other Two-Wheeled Motor Vehicles

July 13, 2014 by Leave a Comment

MotorcycleInsurance

Motorcycle, moped, motorized bike, “pocket bike,” scooter — what distinguishes them, and what do you need to know to operate them legally? Do you need a special motorcycle insurance policy? In the United States, no universal or official definition exists for these vehicles. States govern vehicle registrations and insurance, so definitions and requirements for licensing,...
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Filed Under: Auto Insurance Information   •  Motorcycle Insurance   •  Specialized Personal Insurance Policies

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