Consumers can experience financial well-being—or a lack of it—regardless of income. How would you rate your financial wellness, and why does it matter? Money problems rank as one of the top causes of stress, divorce and relationship problems. They can also affect your physical health. And when your health begins to deteriorate, that can further...
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Income Protection Insurance
What is your most valuable asset? Your home? Its contents? For most working individuals, their ability to earn an income is worth far more than these physical assets. You insure your home. Do you also have income protection insurance? Why not cover your most valuable asset — your ability to earn an income? According to...
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How AD&D Insurance Fills a Coverage Gap
You probably have health insurance to protect yourself from catastrophic medical expenses, life insurance to protect your family from the loss of your salary, and disability income coverage to replace income lost due to disability. So which of these policies will cover you if you lose a limb, sight or hearing in an accident? You...
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What You Know about Disability Is Probably Wrong
As with many unpleasant things, people don’t like to think about becoming disabled. But the consequences of ignoring your risks could be serious. Take the following quiz to see how much you know about disability. A typical nonsmoking healthy female, age 35, has what percentage chance of becoming disabled for three months or more before...
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Protect Your Earning Ability with Disability Insurance
Disability can be more disastrous financially than death. If you are disabled, you lose your earning power, but you still have living expenses and often huge expenses for medical care. Disability insurance can help your family maintain its standard of living while you recover. Disabilities are more common than you might think. According to U.S....
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