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Critical Questions to Consider When Designating a Life Insurance Beneficiary

October 11, 2017 by Leave a Comment

Life Insurance

Life insurance is a wonderful gift to leave your beneficiaries. They can use the proceeds to meet their financial needs, such as paying for housing, or helping them to reach their goals, like going to college. However, many people assume that once they name a beneficiary, the hard work is over. What they don’t realize...
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Filed Under: Life & Health Insurance Information   •  Life insurance

How to Prevent Divorce from Ruining Your Retirement Plans

December 26, 2016 by Leave a Comment

Divorce and Retirement

Divorce is a major life change that can affect your finances all the way through retirement. It divides assets and, in some cases, assets may be awarded to only one person — making the other spouse more vulnerable. Statistically, single adults have a higher risk of not having enough money saved for retirement. The Employee...
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Filed Under: Annuities   •  Life & Health Insurance Information   •  Life insurance   •  Long Term Care Insurance   •  Retirement Planning

Facing Life’s Difficulties with Life Insurance

December 26, 2016 by Leave a Comment

Life Insurance

What many people don’t realize is that survivors face several types of financial difficulties after a salary earner’s death, besides the loss of income. Here are a few life situations that life insurance can help your heirs handle more easily. Debts: Your debts don’t die after you pass away — they become your heirs’ responsibility....
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Filed Under: Life & Health Insurance Information   •  Life insurance

Do Life Insurance Companies Insure Marijuana Users?

November 30, 2016 by Leave a Comment

marijuana

Technically, it is a federal crime to grow, distribute or possess marijuana, or “cannabis,” its botanical name. And that can have implications for your insurance. Marijuana is known by many names, including cannabis and pot, and is the shredded leaves and flowers of Cannabis sativa — a mind-altering drug. In the last 20 years, it’s...
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Filed Under: Life & Health Insurance Information   •  Life insurance

Life Insurance for Marijuana Users

November 16, 2016 by Leave a Comment

life insurance for marijuana users

Technically, it is a federal crime to grow, distribute or possess marijuana, or “cannabis,” its botanical name. And when it comes to life insurance for marijuana users, that can have implications. Marijuana is known by many names, including cannabis and pot, and is the shredded leaves and flowers of Cannabis sativa — a mind-altering drug....
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Filed Under: Life & Health Insurance Information   •  Life insurance

Who Needs Life Insurance?

April 14, 2016 by Leave a Comment

You might wonder whether to buy life insurance or not. Do you need death coverage, or is it just an additional expense? You might think you don’t need life insurance if you do not have children. But that is not always the case. If someone depends on you financially, then you definitely need life insurance....
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Filed Under: Life & Health Insurance Information   •  Life insurance

Top 7 Myths of Life Insurance

December 2, 2015 by Leave a Comment

life insurance

Life insurance can be confusing, particularly with so many options to choose from. Understanding the top seven myths about life insurance can help you make a sound decision. Life insurance is by no means a simple product. Even the relatively basic term life policies have numerous provisions and features that you should carefully consider to...
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Filed Under: Life & Health Insurance Information   •  Life insurance

Insurance Coverage Gap: Surprising Statistics

October 26, 2015 by Leave a Comment

Life Insurance

The majority of Americans do not have enough life insurance. Many Americans don’t have any at all. Why is this? Research reveals that the most common reason Americans lack adequate life insurance is that they often have contending financial priorities. The second most reason is that they assume they cannot afford it. Let’s look at...
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Filed Under: Life & Health Insurance Information   •  Life insurance

Buying the Right Individual Life Insurance

September 2, 2015 by Leave a Comment

Life Insurance

Understanding what to look for when buying life insurance can make the buying process easier, and maybe save you money. The death of a loved one can cause surviving family members or dependents financial loss and hardship. Life insurance can cut or even eliminate such difficulties. It is a legal agreement between the insured individual...
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Filed Under: Life & Health Insurance Information   •  Life insurance

Obesity and Life Insurance: Extra Pounds May Cost You More

September 2, 2015 by Leave a Comment

Obesity

Almost a third of Americans are obese, according to the Centers for Disease Control and Prevention. Obesity not only affects quality of life, but it also increases your risk of experiencing heart disease and diabetes, along with some types of cancers, and ultimately, early death. Besides these things, obesity also costs you more. All the...
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Filed Under: Life & Health Insurance Information   •  Life insurance   •  Most Popular

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