• About Us |
  • Follow Us: 
theinsurance411.com logo

The Insurance 411

What you need to know about insurance

  • Homeowners Insurance
  • Auto Insurance
  • Life & Health Insurance
    • All Life & Health Topics
    • Affordable Care Act (ACA)
    • Group Disability Insurance
    • HSAs
    • Life insurance
    • Long Term Care Insurance
  • Personal Insurance Basics
  • Specialized Personal Policies
    • All Specialized Personal Policy Topics
    • Boat Insurance
    • Motorcycle Insurance
    • Travel Insurance
    • Umbrella Insurance
  • Essential Property and Liability Insurance
    • All Property & Liability Topics
    • Business Income Insurance
    • General and Auto Liability
  • Specialized Insurance Policies
    • All Specialized Prop & Liability Topics
    • Credit Risk
    • Cyber Insurance
    • Directors & Officers
    • Employment Practices Liability
    • Environmental Liability
    • Professional Liability
    • Surety
    • The Basics
  • Workers’ Compensation Insurance
    • All Workers’ Comp Topics
    • Claims Management
    • Controlling Costs
    • Loss Prevention
    • Regulations
    • The WC Basics
  • Employee Benefits
    • All Employee Benefit Topics
    • Affordable Care Act – “ObamaCare”
    • Benefits Management & Compliance
    • COBRA
    • Dental Insurance
    • Group Disability Insurance
    • Retirement Plans
    • Vision Plans
    • Voluntary Benefits
Top Personal 411 Stories
  • | End-of-Life Planning
  • | How Much Do Speeding Tickets Cost?
  • | Increased Construction Costs and Homeowners Insurance
  • | Ten Reasons to Buy Long-Term Care Insurance Now
  • | Life Insurance 101: What Happens When a Policy Matures?

Implants and Bridges — and How Dental Insurance Can Help

November 17, 2015 by Leave a Comment

If well maintained, implants will last for life for older patients, even though the crown may need replacement every 10-15 years.

If well maintained, implants will last for life for older patients, even though the crown may need replacement every 10-15 years.

Dental implants and bridges both replace missing teeth. These devices will likely become more common as the baby boomers age. What are they, and will your insurance cover them?

Dental Restoration

Bridges

A bridge is a dental restoration that “bridges” the gap left behind by missing teeth.

Fixed bridges are those that have been cemented into place.  False teeth, called “pontics,” form the middle part of a bridge, while the anchoring crowns or “abutments” on either side of the pontics hold the bridge in place. The abutments are connected to the neighboring natural teeth — if healthy and not decayed. The anchoring teeth are either shaved or filed down to provide space and surface area for the connection.

Your dentist might opt to use a cantilever bridge when a crown cannot be placed on both sides of a gap. These are anchored on only one side of the gap.

Maryland bridges consist of winged pontic(s) bonded with resin cement onto the back of the adjacent teeth.

Implants

Implants consist of a titanium post screwed into the jaw, so the tissues grow onto it. This process is known as osseointegration and is more stable than traditional bridges. An abutment is placed on top of the implant. As the tissue covers the post, the abutment juts out from the gum line. A permanent crown is attached to the abutment as the final step.

Risks

Bridges

  • Increased risk of decay and the need for a root canal when part of a tooth is removed
  • Irreversible
  • More than one natural tooth will be shaved/filed
  • Maryland bridges are neither as strong nor as permanent as the others are. They will pop off if overused!

Implants

  • An infection may occur at the site of the implant.
  • The surrounding teeth, blood vessels or nerves may be damaged during the procedure.
  • Sinus problems may also result from implants in the upper jaw.
  • If the bone does not fuse to the implant, it will have to be replaced and allowed a few more months to heal.

Time

The procedure for an implant is twice or three times as long the procedure for a bridge. Removal of a natural tooth will mean two more months of healing before you can get an implant. A bone graft will take three to nine months before the transplanted bone will support the implant. Traditional bridgework takes between two and three weeks.

Cost

Bridges

Maryland can cost you $250 to $550 per wing. A replacement tooth will cost $600 to $1,200. Two-winged bridges with one replacement tooth will cost between $1,100 to $2,300. Cantilever bridges mean $2,100 to $4,500 for a three-unit bridge, and $700 to $1,500 for a one-unit bridge.

Implant

A single implant with a reasonably priced crown costs about $4,000. The most expensive part is the crown. It does not matter if the crown is applied to an implant or a natural tooth; the price is almost the same. Two to six implants that support a bridge may cost anywhere between $3,500 to $30,000 or more.

Appearance

Losing bone and gum tissue over time can create gaps underneath the pontics. Thus, bridges may start looking natural but not end that way. An implant guarantees aesthetic results, since the crown of the implant emerges from the gums in the same way a natural tooth does, rather than resting on top of them.

Duration

If well maintained, implants will last for life for older patients, even though the crown may need replacement every 10-15 years. Accidents and diseases are another matter. Bridges will need replacing every five to seven years.

Insurance Coverage

Most dental insurance plans cover bridges, so individuals with insurance may be able to reclaim a considerable percentage of the cost. On the other hand, dental insurance rarely covers implants. It may cover a part of the cost of crowns. Some insurance policies may not cover implant-applied crowns. Ask your insurance provider if it covers implants before you get one.

Which One Should You Get?

Bridges

  • Bridges are for people who require quick solutions and no surgery.
  • People with root canals on adjacent teeth.

Implants

Implants are not a good choice for:

  • Smokers
  • Patients with weakened immune systems
  • Diabetics
  • People who grind their teeth while sleeping
  • Children.

Implants are a good fit for:

  • Healthy jawbones that can support them
  • People with adjacent teeth that fit together
  • Patients with good oral hygiene
  • Broken/infected teeth surrounded by healthy teeth.

Before you choose one of the above procedures, discuss your options with your insurance provider and dentist. Some dental insurance plans only cover prosthetics (tooth replacements) at 50 percent. The procedure you choose will depend upon your needs and budget.

Filed Under: Dental Insurance   •  Life & Health Insurance Information

[wp_ad_camp_3]

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Read more ⤵

  • Business Insurance
  • Personal Insurance
  • Newest Personal Articles
  • All Personal Topics
  • Recommended Articles
    • Despite Its Low Cost, Most Consumers Don’t Buy Cyber Risk Insurance
    • Quick Guide to Renters Insurance
    • Not Your Granddad’s Life Insurance Policy
    • Car Insurance Policy Basics

Most Popular

  • Obesity and Life Insurance: Extra Pounds May Cost You More
  • 4 Ways To Use Life Insurance for Charitable Giving
  • Critical Illness Insurance Insures More than Just Your Health!
  • How To Protect Yourself from Dog Bite Liability Claims

Attention Insurance Agents

If you are looking for quality insurance content for your own customized newsletter, please visit Smarts Publishing:
https://smartspublishing.com

Business Insurance 411

  • Essential Property and Liability
  • Specialized Policies
  • Workers’ Compensation
  • Employee Benefits

Personal Insurance 411

  • Homeowners Insurance
  • Auto Insurance
  • Life & Health Insurance
  • Personal Insurance Basics

Read More

  • Business 411 Articles
  • Personal 411 Articles
  • Top Stories Business
  • Top Stories Personal

The Daily Blog

  • Newest Business Articles
  • Newest Personal Articles
  • Most Popular Business
  • Most Popular Personal

Copyright ©2019 TheInsurance411.com

  • Home
  • Terms of Use
  • Privacy Policy
  • About Us
  • Contact Us