• About Us |
  • Follow Us: 
theinsurance411.com logo

The Insurance 411

What you need to know about insurance

  • Essential Property and Liability Insurance
    • All Property & Liability Topics
    • Business Income Insurance
    • General and Auto Liability
  • Specialized Insurance Policies
    • All Specialized Prop & Liability Topics
    • Credit Risk
    • Cyber Insurance
    • Directors & Officers
    • Employment Practices Liability
    • Environmental Liability
    • Professional Liability
    • Surety
    • The Basics
  • Workers’ Compensation Insurance
    • All Workers’ Comp Topics
    • Claims Management
    • Controlling Costs
    • Loss Prevention
    • Regulations
    • The WC Basics
  • Employee Benefits
    • All Employee Benefit Topics
    • Affordable Care Act – “ObamaCare”
    • Benefits Management & Compliance
    • COBRA
    • Dental Insurance
    • Group Disability Insurance
    • Retirement Plans
    • Vision Plans
    • Voluntary Benefits
  • Essential Property and Liability Insurance
    • All Property & Liability Topics
    • Business Income Insurance
    • General and Auto Liability
  • Specialized Insurance Policies
    • All Specialized Prop & Liability Topics
    • Credit Risk
    • Cyber Insurance
    • Directors & Officers
    • Employment Practices Liability
    • Environmental Liability
    • Professional Liability
    • Surety
    • The Basics
  • Workers’ Compensation Insurance
    • All Workers’ Comp Topics
    • Claims Management
    • Controlling Costs
    • Loss Prevention
    • Regulations
    • The WC Basics
  • Employee Benefits
    • All Employee Benefit Topics
    • Affordable Care Act – “ObamaCare”
    • Benefits Management & Compliance
    • COBRA
    • Dental Insurance
    • Group Disability Insurance
    • Retirement Plans
    • Vision Plans
    • Voluntary Benefits
Top Business 411 Stories
  • | How to Get Sued By Your Employees in 10 Easy Steps
  • | Employee Dental Insurance for Every Budget
  • | Marijuana and Workers Compensation
  • | How Do Your Healthcare Providers Rate?

Ways to Make Childcare Costs a Little More Affordable

June 15, 2019 by The Insurance 411Leave a Comment

Childcare can be an employee’s most expensive work-related expense. Fortunately, there is a benefit program you can offer that will at least provide tax relief to employees who use daycare providers. The program is the Dependent Care Assistance Program (DCAP). If you can’t offer a DCAP, employees also can use the Dependent Care Tax Credit...
Read more

Filed Under: Benefits Management & Compliance   •  Employee Benefits   •  Miscellaneous Benefits   •  Most Popular   •  Recommended Articles

Self Funding 101 For Employers

September 23, 2016 by The Insurance 411Leave a Comment

Catastrophic Claims

Many employers are taking advantage of self funding to reduce costs, particularly medical costs. A self funding 101 lesson for employers is contained in a new report by Sun Life Financial U.S. Tn their Top Ten Catastrophic Claims Conditions report, Sun Life compiles the costliest medical conditions covered by its stop-loss insurance from 2012-15. The...
Read more

Filed Under: Employee Benefits   •  Recommended Articles   •  Self-Insurance

Weight Discrimination on the Rise

May 23, 2016 by The Insurance 411Leave a Comment

The majority of American adults are overweight or obese, yet studies have found that weight discrimination is increasing. One recent study found it was as prevalent as racial discrimination. The study mentioned above used a subjective measure, individuals’ perceptions of being discriminated against for their weight. But studies using more concrete measures, such as pay...
Read more

Filed Under: Employment Practices Liability   •  General and Auto Liability   •  Recommended Articles

Understanding Consumer-Driven Health Plans

December 2, 2015 by The Insurance 411Leave a Comment

Health Plans

Insurers developed consumer-driven health plans (CDHPs) to help employers take control of their employee healthcare costs. What are the different CDHP types and what features do they offer? What Is a “Consumer-Driven Health Plan”? Consumer-driven health plans combine a high-deductible health insurance plan with some form of health savings account. These include HSAs, healthcare reimbursement...
Read more

Filed Under: Employee Benefits   •  High Deductible Health Plans   •  Recommended Articles

Is Your Website Discriminatory?

November 10, 2015 by The Insurance 411Leave a Comment

Website Accessibility

Poorly designed websites can create unnecessary barriers for people with disabilities, just as poorly designed buildings prevent some people from entering. And that could constitute discrimination and a violation of the Americans with Disabilities Act (ADA) and its amendments. Most employers should know Title I of the ADA, which applies to all employers, public and...
Read more

Filed Under: General and Auto Liability   •  Recommended Articles   •  Risk Management

Understanding Your Terrorism Coverage

November 10, 2015 by The Insurance 411Leave a Comment

Terrorism

When you renewed your commercial property or business package policy, your insurer might have included a notice regarding terrorism insurance coverage. What’s this all about? Your policy might contain two types of terrorism endorsements, or policy additions that provide extra coverage. One would exclude coverage for terrorism-related losses if the federal Terrorism Risk Insurance Program...
Read more

Filed Under: Loss Prevention   •  Property   •  Recommended Articles

Healthy Aging in the Workforce

October 8, 2015 by The Insurance 411Leave a Comment

Aging Workforce

The workforce is aging, so understanding the specific needs of older workers can help you keep them healthy and on the job. Here’s what you should know. Several years ago trend-spotters started talking about the “brain drain” that would occur when skilled Baby Boomers start to retire. More recently, the upheaval in financial markets and...
Read more

Filed Under: Loss Prevention   •  Recommended Articles   •  Workers' Compensation Insurance

Title VII Non-discrimination Protections Apply to LBGTQ Individuals

August 24, 2015 by The Insurance 411Leave a Comment

VGBT

The EEOC has concluded “sexual orientation is inherently a ‘sex-based consideration’ and an allegation of discrimination based on sexual orientation is necessarily an allegation of sex discrimination under Title VII.” Translation: Title VII nondiscrimination protections apply to people who identify as lesbian, gay, bisexual, transgender and queer. No federal law expressly bars discrimination against people...
Read more

Filed Under: Benefits Management & Compliance   •  Employee Benefits   •  Most Popular   •  Recommended Articles

Drones in the Workplace

August 22, 2015 by The Insurance 411Leave a Comment

Drones in the workplace

Real estate agents use unmanned aircraft systems, or drones, to photograph properties. Amazon promises that it will soon be using drones to deliver packages from its warehouses to your doorstep. And drones could help employers manage risk. In loss control: Drones can access areas out of reach of traditional video cameras, making them a valuable...
Read more

Filed Under: _Website Topics   •  Controlling Costs   •  Most Popular   •  Recommended Articles   •  Risk Management   •  Workers' Compensation Insurance

Alternative Dispute Resolution and Your Legal Rights

August 22, 2015 by The Insurance 411Leave a Comment

Mediation

In alternative dispute resolution (ADR), a neutral third party helps parties to a dispute reach a resolution outside of the court system. The most common types of ADR are mediation, arbitration and mini-trials. Mediation lets two or more parties solve disputes through the use of a mediator, a trained neutral third party. The mediator opens...
Read more

Filed Under: Recommended Articles   •  Risk Management   •  The Basics

  • 1
  • 2
  • Next Page »

Read more ⤵

  • Business Insurance
  • Personal Insurance
  • Newest Business Articles
  • All Business Topics
  • Recommended Articles
    • Ways to Make Childcare Costs a Little More Affordable
    • Self Funding 101 For Employers
    • Weight Discrimination on the Rise
    • Understanding Consumer-Driven Health Plans

The Daily Blog

Directory Ad for 411sidebar

Register for Weekly Business Insurance Article Updates

  • This field is for validation purposes and should be left unchanged.

Most Popular

  • Ways to Make Childcare Costs a Little More Affordable
  • Title VII Non-discrimination Protections Apply to LBGTQ Individuals
  • Drones in the Workplace
  • Why Stress Is a Work Safety Problem

Attention Insurance Agents

If you are looking for quality insurance content for your own customized newsletter, please visit Smarts Publishing:
https://smartspublishing.com

Business Insurance 411

  • Essential Property and Liability
  • Specialized Policies
  • Workers’ Compensation
  • Employee Benefits

Personal Insurance 411

  • Homeowners Insurance
  • Auto Insurance
  • Life & Health Insurance
  • Personal Insurance Basics

Read More

  • Business 411 Articles
  • Personal 411 Articles
  • Top Stories Business
  • Top Stories Personal

The Daily Blog

  • Newest Business Articles
  • Newest Personal Articles
  • Most Popular Business
  • Most Popular Personal

Copyright ©2019 TheInsurance411.com

  • Home
  • Terms of Use
  • Privacy Policy
  • About Us
  • Contact Us