Now that marijuana use is legal in nine states, what does this mean for your workers’ compensation safety program? Twenty-two states and the District of Columbia now allow the medical use of marijuana. Colorado and Washington have also legalized its recreational use and possession. Will this send employers’ zero-tolerance policies up in smoke? Jeff Burgess,...
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Why Stress Is a Work Safety Problem
Short-lived or infrequent episodes of stress pose little risk. But when stressful situations go unresolved, the body is kept in a constant state of activation, which increases the rate of wear and tear to biological systems. Ultimately, fatigue or damage results, and the ability of the body to repair and defend itself can become seriously...
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Managing Retirement Plan Fees and Expenses
Fees and expenses can have a substantial effect on your employees’ retirement savings. This makes understanding and evaluating the fees and expenses associated with retirement plans are an important part of a fiduciary’s responsibility. Why Consider Fees? A variety of plan fees and expenses may affect your organization’s retirement plan. These fees and other expenses...
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Employee Dental Insurance for Every Budget
Dental health coverage is the second most requested benefit—right behind medical insurance. With a variety of plan types, any employer can find an affordable dental insurance plan to enhance its benefit package. A fully insured dental plan typically costs no more than 10 percent of the cost of medical coverage, and annual increases are much...
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How to Get Sued By Your Employees in 10 Easy Steps
Owners of small businesses may unintentionally violate employment laws just by trying to be flexible or nice. The Small Business Administration (SBA) shares ten of the most common mistakes and suggestions on how to avoid them. The SBA based its list of ten common mistakes on a study by the California Chamber of Commerce on...
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The Affordable Care Act and Voluntary Benefits
It’s important to understand that the health insurance exchanges created by the Affordable Care Act offer only major medical insurance. When it comes to other benefits, however, voluntary benefits can fill the gaps. Dental and Vision Benefits The Affordable Care Act (ACA) requires health plans to cover pediatric dental and vision care services to be...
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How Do Your Healthcare Providers Rate?
Before buying something online, you can check reviews from previous purchasers. When you buy a car or appliance, you can check Consumer Reports and other rating services. But when you buy healthcare services, where do you turn for pricing and quality information? Why Information Matters High-deductible health plans are supposed to encourage competition by giving...
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