• About Us |
  • Follow Us: 
theinsurance411.com logo

The Insurance 411

What you need to know about insurance

  • Essential Property and Liability Insurance
    • All Property & Liability Topics
    • Business Income Insurance
    • General and Auto Liability
  • Specialized Insurance Policies
    • All Specialized Prop & Liability Topics
    • Credit Risk
    • Cyber Insurance
    • Directors & Officers
    • Employment Practices Liability
    • Environmental Liability
    • Professional Liability
    • Surety
    • The Basics
  • Workers’ Compensation Insurance
    • All Workers’ Comp Topics
    • Claims Management
    • Controlling Costs
    • Loss Prevention
    • Regulations
    • The WC Basics
  • Employee Benefits
    • All Employee Benefit Topics
    • Affordable Care Act – “ObamaCare”
    • Benefits Management & Compliance
    • COBRA
    • Dental Insurance
    • Group Disability Insurance
    • Retirement Plans
    • Vision Plans
    • Voluntary Benefits
  • Essential Property and Liability Insurance
    • All Property & Liability Topics
    • Business Income Insurance
    • General and Auto Liability
  • Specialized Insurance Policies
    • All Specialized Prop & Liability Topics
    • Credit Risk
    • Cyber Insurance
    • Directors & Officers
    • Employment Practices Liability
    • Environmental Liability
    • Professional Liability
    • Surety
    • The Basics
  • Workers’ Compensation Insurance
    • All Workers’ Comp Topics
    • Claims Management
    • Controlling Costs
    • Loss Prevention
    • Regulations
    • The WC Basics
  • Employee Benefits
    • All Employee Benefit Topics
    • Affordable Care Act – “ObamaCare”
    • Benefits Management & Compliance
    • COBRA
    • Dental Insurance
    • Group Disability Insurance
    • Retirement Plans
    • Vision Plans
    • Voluntary Benefits
Top Business 411 Stories
  • | How Do Your Healthcare Providers Rate?
  • | Employee Dental Insurance for Every Budget
  • | Marijuana and Workers Compensation
  • | How to Get Sued By Your Employees in 10 Easy Steps

Employee Assistance Programs

July 7, 2014 by The Insurance 411Leave a Comment

EAPs can co-exist with employer health plans under the Affordable Care Act. Here’s what you need to know about employee assistance programs. An employee assistance program, properly implemented, can provide a significant return on investment and can help you raise the productivity of your workforce, lower absenteeism rates, reduce accidents and help resolve workplace conflicts...
Read more

Filed Under: Affordable Care Act - "ObamaCare"   •  Benefits Management & Compliance   •  Employee Benefits

The Health Insurance Costs of Obesity

July 7, 2014 by The Insurance 411Leave a Comment

Health Insurance Cost of Obesity

While Mississippi claims the dubious distinction of being the “fattest state,” with a self-reported obesity rate of 34.9 percent among adults, the truth is that the obesity problem affects employers in the form of higher health insurance premiums and other economic costs in every state. Even in Colorado, the “slimmest state,” more than one-fifth of...
Read more

Filed Under: Benefits Management & Compliance   •  Employee Benefits

COBRA and the Affordable Care Act

July 6, 2014 by The Insurance 411Leave a Comment

sign that says Affordable Care Act Ahead

COBRA has presented administrative challenges to employers since 1985. The Affordable Care Act promises to make health insurance available and affordable for all Americans. This eliminates employers’ need to offer COBRA continuation coverage. Or does it? The Patient Protection and Affordable Care Act (PPACA) did not eliminate COBRA or change the COBRA rules. In fact,...
Read more

Filed Under: Affordable Care Act - "ObamaCare"   •  COBRA   •  Employee Benefits

The Long-Term Disability Policy — Short Version

July 6, 2014 by The Insurance 411Leave a Comment

Every long-term disability policy has these key provisions. These include: Definition of disability: This key provision determines when — and if — the policy will pay benefits. Some policies define disability as the inability to perform material and substantial duties of one’s own occupation. Others pay benefits only when the insured cannot work in any...
Read more

Filed Under: Employee Benefits   •  Group Disability Insurance

Disability Happens: Are Your Employees Insured?

July 6, 2014 by The Insurance 411Leave a Comment

Disabled Person

More than 1 in 4 of today’s 20-year-olds will become disabled before reaching age 67, according to recent studies. Disability can have a profound effect on an individual’s employability and income. U.S. Census figures show that only about a third (34.7 percent) of people with disabilities were employed, compared with 71.9 percent of people without...
Read more

Filed Under: Employee Benefits   •  Group Disability Insurance

Through Thick and Thin: Using Skinny Plans and Fat Plans to Cut Healthcare Costs

July 6, 2014 by The Insurance 411Leave a Comment

Stethoscope and calculator

In a companion article, we discuss how some employers are using “skinny plans” to cut healthcare costs under the Affordable Care Act. Others are planning to use the opposite strategy: high-cost plans with rich benefits, or “fat plans.” The Affordable Care Act requires all health plans to cover certain preventive care services with no copayment....
Read more

Filed Under: Affordable Care Act - "ObamaCare"   •  Employee Benefits   •  Skinny Plans

Skinny Health Plans—Good Idea or Not?

July 6, 2014 by The Insurance 411Leave a Comment

dollars squeezed by tape measure

So-called skinny health plans could give larger employers a way to minimize shared responsibility penalties under the Affordable Care Act. Beginning in 2015, the Patient Protection and Affordable Care Act (ACA) will require all employers with 50 or more full-time equivalent (FTE) employees to offer their full-time employees coverage that is affordable and meets a...
Read more

Filed Under: Affordable Care Act - "ObamaCare"   •  Employee Benefits   •  Skinny Plans

Are You Losing Abandoned Retirement Funds to Escheat?

July 6, 2014 by The Insurance 411Leave a Comment

Abandoned Retirement Funds

Every year, thousands of people disappear into thin air, at least as far as their former employers are concerned. This can create problems for retirement plan sponsors. If an employee leaves after vesting but before the plan’s retirement age, benefits generally stay with the plan until the employee claims them at retirement. Several situations could...
Read more

Filed Under: Employee Benefits   •  Retirement Plans

The Affordable Care Act and Voluntary Benefits

July 6, 2014 by The Insurance 411Leave a Comment

It’s important to understand that the health insurance exchanges created by the Affordable Care Act offer only major medical insurance. When it comes to other benefits, however, voluntary benefits can fill the gaps. Dental and Vision Benefits The Affordable Care Act (ACA) requires health plans to cover pediatric dental and vision care services to be...
Read more

Filed Under: Affordable Care Act - "ObamaCare"   •  Employee Benefits   •  Most Popular   •  Voluntary Benefits

How Do Your Healthcare Providers Rate?

July 6, 2014 by The Insurance 411Leave a Comment

rate sheet on computer

Before buying something online, you can check reviews from previous purchasers. When you buy a car or appliance, you can check Consumer Reports and other rating services. But when you buy healthcare services, where do you turn for pricing and quality information? Why Information Matters High-deductible health plans are supposed to encourage competition by giving...
Read more

Filed Under: Benefits Management & Compliance   •  Employee Benefits   •  Recommended Articles   •  Top Personal Insurance Stories

  • « Previous Page
  • 1
  • …
  • 9
  • 10
  • 11

Read more ⤵

  • Business Insurance
  • Personal Insurance
  • Newest Business Articles
  • All Business Topics
  • Recommended Articles
    • Ways to Make Childcare Costs a Little More Affordable
    • Self Funding 101 For Employers
    • Weight Discrimination on the Rise
    • Understanding Consumer-Driven Health Plans

The Daily Blog

Directory Ad for 411sidebar

Register for Weekly Business Insurance Article Updates

  • This field is for validation purposes and should be left unchanged.

Most Popular

  • Ways to Make Childcare Costs a Little More Affordable
  • Title VII Non-discrimination Protections Apply to LBGTQ Individuals
  • Drones in the Workplace
  • Why Stress Is a Work Safety Problem

Attention Insurance Agents

If you are looking for quality insurance content for your own customized newsletter, please visit Smarts Publishing:
https://smartspublishing.com

Business Insurance 411

  • Essential Property and Liability
  • Specialized Policies
  • Workers’ Compensation
  • Employee Benefits

Personal Insurance 411

  • Homeowners Insurance
  • Auto Insurance
  • Life & Health Insurance
  • Personal Insurance Basics

Read More

  • Business 411 Articles
  • Personal 411 Articles
  • Top Stories Business
  • Top Stories Personal

The Daily Blog

  • Newest Business Articles
  • Newest Personal Articles
  • Most Popular Business
  • Most Popular Personal

Copyright ©2019 TheInsurance411.com

  • Home
  • Terms of Use
  • Privacy Policy
  • About Us
  • Contact Us