How to improve life insurance benefits for employees. According to the U.S. Bureau of Labor Statistics, 60 percent of non-government employees have access to employer-provided life insurance, and 98 percent of employees who have access to plans take advantage of them. The low cost of the coverage for both employers and employees is one reason...
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Why You Should Be Concerned If You Have No Life Insurance or Underinsurance
Solving the U.S. Life Insurance Crisis: Parents consider it extremely important to have life insurance, found the 2013 State Farm Life Insurance survey. But 95 million Americans have no life insurance coverage at all, according to LIMRA. What does this mean for your employees? The lack of life insurance could mean financial ruin for a...
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Test Your Life Insurance Knowledge
How much do you know about life insurance? Take the following quiz to find out: Life insurance is the most com- monly offered employee benefit, after health insurance. True or false? ANSWER: True. According to the Bureau of Labor Statistics, 57 percent of all workers in private industry have access to life insurance benefits. Seventy...
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AD&D Insurance: Pros and Cons
Accidental injuries rank as the fifth leading cause of death in the U.S. Accidental death and dismemberment (AD&D) insurance can give your employees financial assistance when the unexpected happens. AD&D insurance can be a valuable and low-cost addition to your current benefits package. But before offering AD&D coverage, it’s important to understand what AD&D covers...
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