Most people don’t plan for a debilitating accident or illness during their working years. But three in 10 workers entering the work force today will become disabled before retiring. And only five percent of disabilities are work-related—meaning 95 percent of people with disabilities will not qualify for workers’ compensation benefits. Most of us know people...
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Most Americans insure their homes and their cars. Yet fewer have insurance on their most valuable asset—their ability to earn a living. According to the Bureau of Labor Statistics, only 49 percent of American workers have access to disability insurance through their employer. A survey by America’s Health Insurance Plans found that more than 80...
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