In his State of the Union address, President Barack Obama promised to “streamline child care tax incentives” to help 5.1 million families. But his proposal could jeopardize dependent care savings accounts, a benefit valued by millions. Around the same time as the State of the Union address, the U.S. Bureau of Labor Statistics released a...
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Affordable Care Act Update
The Supreme Court has been hearing arguments in King v. Burwell, which could decide the fate of the Affordable Care Act (ACA). Meanwhile, other changes have affected administration of the ACA. No More Skinny Plans: In past articles, we’ve discussed so-called skinny plans, or medical plans that large employers have argued would fulfill their requirement...
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FLMA Leave Benefits Now Apply to Employees in Same-Sex Marriages
In February, the U.S. Labor Department updated the Family and Medical Leave Act’s (FMLA) definition of spouse. This extends the benefits under the FMLA to workers in legal same-sex marriages, regardless of where they live. The Department of Labor’s rule change updates the FMLA so the law complies with the U.S. Supreme Court ruling in...
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Update on Wraparound Healthcare Plans
In December 2014, the U.S. Departments of Labor, Health and Human Services and Treasury issued proposed rules that would allow employers to offer limited “wraparound” plans. This would give employees access to high-level benefits, even if they would lack generous employer-based benefits otherwise. The rule proposes two pilot programs for wraparound coverage. One pilot would...
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Can Financial Education Improve Productivity?
If you’re considering wellness programs to improve employee health and productivity, don’t overlook the importance of financial health! According to an American Psychological Association (APA) poll released recently, the majority of Americans feel financial stress. Among people surveyed in August 2014, 72 percent said they had felt some financial stress during the past month. Twenty-two...
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10 Ways to Reduce Workplace Bullying
A bully in your workplace can affect morale, increasing stress levels for fellow employees—and possibly increasing your workers’ compensation costs. The Workplace Bullying Institute defines workplace bullying as “repeated, health-harming mistreatment of one or more persons (the targets) by one or more perpetrators. It is abusive conduct that is: Threatening, humiliating, or intimidating, or Work...
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How To Conduct a Safety Investigation
Serious sleuthing after a workplace injury can not only help you discover the cause of a specific injury, it can also uncover hidden workplace hazards. After an accident occurs, your first priority should be to get appropriate treatment for the injured worker. After that, you will want to take steps to prevent additional accidents from...
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Four Ways Workers Compensation Insurance Differs from Other Insurance
Workers’ compensation insurance differs from other types of insurance in several important ways. No annual or per-claim limits. Most insurance policies have annual and (sometimes) per-claim limits. After the policy pays out its maximum amounts, the insured must pay the difference out of pocket. With workers’ compensation, you might pay a per-claim deductible, but after...
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Indoor Air Quality and Worker Health
When you think of air pollutants, you probably think of smog, auto exhaust and industrial emissions. But often indoor air can have more pollutants than outdoor air. Since the passage of the Clean Air Act in 1970, outdoor air quality has improved along many measures. Indoor air quality (IAQ) is another story altogether. Since the...
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Caregiving: It’s Not Just For Children Anymore
A record 57 million Americans — or nearly one in five people in the U.S. — live in multigenerational households, according to the Pew Research Center. Some of this growth is due to adult children moving back home, but more and more elders are moving in with their children. In 2012, 22.7 percent of adults...
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