Some 25 years after the Loma Prieta earthquake, the San Francisco Bay area faces increased risk of a major quake, two separate studies suggest. A study published online in the Bulletin of the Seismological Society of America says that sections of the San Andreas fault system—the Hayward, Rodgers Creek and Green Valley faults—are nearing or...
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Hands Off Ebola Panic and More of Joe’s Monday Catch Up
Quick and clean – here’s what else was going on last week. First, hands OFF the Ebola panic button. Yes, a nurse who treated the Liberian man in Dallas has reportedly been diagnosed with the disease. That makes TWO people in this country – out of 320 million. By way of comparison, more left-handed redheads with Lynryd...
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I.I.I. Report: Actuarially Sound Rates Key To Residual Property Market
Just in time for the peak of hurricane season, our updated paper on the residual property market is hot off the press. At first glance the numbers on the property insurance provided by the nation’s FAIR and Beach and Windstorm plans indicate that attempts by certain states to reduce the size of their plans appear...
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Joe Paduda’s “health policy stuff” Update
This biweekly edition of Health Wonk Review brings the best writing about health care, policy, and the impacts thereof direct to your eyeballs – with NO effort on your part! Roy Poses leads us off with his intel on the rollout of the Sunshine Act – the part of PPACA requiring much more disclosure of financial relationships...
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Cavalcade of Risk #218 Now Up
David Williams hosts this week’s abbreviated – but meaty – Cavalcade of Risk. From child-proofing your vacay to unique worker’s comp risk calculations, you’re sure to find something interesting. Thanks, David! The post Cavalcade of Risk #218 Now Up appeared first on Work Comp Roundup.
Drones and Insurance
Unmanned aerial vehicles (UAV), otherwise known as drones, appear to be moving closer to commercial application, and property/casualty insurers are getting involved. On the one hand, insurers are looking at ways to use this emerging technology to improve the services they provide to personal policyholders, at the same time they are assessing the potential risks...
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MarketScout: Soft Market Beckons
While the composite rate for U.S. commercial property and casualty insurance remains positive, at plus 1 percent in August, it is closing in on flat or no increases and rate reductions are coming, according to online insurance exchange MarketScout. Richard Kerr, CEO of MarketScout commented: Insurers really don’t want to enter another era of rate...
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Ebola and workers’ comp
Spoiler alert – no news here, and there won’t be. Sure, there may well be a lot of hysterical nonsense about the potential problems for health care workers and first responders, flight attendants and TSA screeners. But there won’t be a crisis, a disaster, or even a problem. And no, hordes of Ebola-infected suicide germ-bombers...
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Never Avoid Your Gut Instinct In Work Comp Claims Handling
SPOILER ALERT — The following post from Workers Comp Resource Center is a little long but we include it here because you might enjoy the tale if you’re an adjuster or a work comp wonk. But here’s the bottom line if you get impatient: the adjuster decided after 9 months of no improvement and a worsening condition...
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Drug formularies – much needed in workers comp
By comparing the drugs dispensed in the Golden State to what would have been allowed by Texas or Washington, Swedlow et al have determined that employers and taxpayers are overpaying somewhere between $102 million and $541 million annually – with no negative effects. … Formularies provide better care and tighter control without compromising. Controlling drug...
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