For young people, turning 21 is generally a reason to celebrate. If they’re insured through the federal health insurance marketplace that operates in about three dozen states, however, their birthday could mean a whopping 58 percent jump in their health insurance premium in 2015, according to an analysis by researchers at the Center on Budget...
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Health Law Adjustments By Congress Possible If High Court Strikes Federal Exchange Subsidies
Exactly what would happen to the Affordable Care Act if the Supreme Court invalidates tax credits in three dozen states where the federal government runs the program? Legal scholars say a decision like that would deal a potentially lethal blow to the law because it would undermine the government-run insurance marketplaces that are its backbone,...
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Joe Paduda Offers Thanks for…
I wanted to do a post on all the things work-related I’m thankful for – but there aren’t enough pixels to include them all. So, here are the top few. Most of the people in the work comp industry are committed to doing the right thing. Whether it’s getting injured workers the best care possible...
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Republicans File Suit Against Obama Administration Over Health Law
House Republicans on Friday followed through on a threat to sue President Obama over actions he has taken concerning the Affordable Care Act. The lawsuit was filed in a federal court against the Department of Health and Human Services and the Department of Treasury. “Time after time, the president has chosen to ignore the will...
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Court Rejects Challenge To Obamacare Rules On Contraceptives
A federal appeals court in Washington has rejected a challenge to Obamacare regulations that allow religious nonprofits to opt out of providing birth control coverage. The Catholic Archbishop of Washington and nonprofits affiliated with the Catholic Church challenged the regulations, contending they do not go far enough. The regulations at issue were adopted by the...
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Obamacare Architect Apologizes For Remarks On The Law’s Passage
One of the main architects of the Affordable Care Act is being criticized for comments made last year in which he said the “stupidity of the American voter” was critical in getting the law to pass. Video surfaced this week of Jonathan Gruber, an MIT economist who also helped create “Romneycare” in Massachusetts, speaking at...
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Cavalcade of Risk #221: Birds of a Feather
As Congress meets in its “lame duck” session, we’re delighted to host Cavalcade of Risk #221, bringing you a flock of posts from around the insurance and risk-related blogosphere. In our opener, Rubber, Road and Lyft: Insurance Crisis? Hank Stern of InsureBlog takes another look at the important topic of ride-sharing. Now that Lyft’s had...
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Terrorism Risk Insurance: An Uncertain Future
We publish this story from the I.I.I. for its on-going significance on the day Congress returns. Even in the current lame duck session, a TRIA extension could be passed before its December 31, 2014 expiration. — The Insurance 411 It’s Election Day and as you head to the polls the insurance issue that remains at...
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Joe Paduda: Monday catch-up
Here’s what happened last week. First, the election. A thorough butt-kicking to be sure. Now, we will see if the two very distinct wings of the Republican party can work together. With almost all of the moderate Dems losing their elections, projected majority leader McConnell will have to figure out how to keep his fractious caucus together while...
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Report: Drones Potential Game-Changer for Insurers
Despite regulatory challenges, privacy concerns and a lack of capabilities that could stall their widespread use, drones could have a significant impact on the property/casualty industry. A recent report from IT firm Cognizant suggests that commercial and personal lines insurers that cover property risks are likely to be early adopters of drone technology. Hat tip to...
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