Not Guaranteed Information. The information presented and conclusions within are based upon our best judgment and analysis. It is not guaranteed information and does not necessarily reflect all available data. Web addresses are current at time of publication but subject to change. The Insurance 411, along with Smart’s Publishing and any other entity related to Smart’s Publishing, does not engage in the solicitation, sale or management of securities, investments, or insurance, nor does it make any recommendations on securities, investments or insurance.
LIABILITY DISCLAIMERS. YOUR USE OF THIS SITE IS AT YOUR OWN RISK. NEITHER THE INSURANCE 411, SMART’S PUBLISHING, ITS OWNERS NOR ANY OF THEIR SUBSIDIARIES, DIVISIONS, AFFILIATES, AGENTS, REPRESENTATIVES OR LICENSORS (INCLUDING EXPERTS OR GUIDES) SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY OR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR SIMILAR DAMAGES ARISING OUT OF YOUR ACCESS OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THIS SITE AND THE INFORMATION AVAILABLE ON THIS SITE OR ARISING OUT OF ANY ACTION TAKEN IN RESPONSE TO OR AS A RESULT OF ANY INFORMATION AVAILABLE ON THIS SITE. YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST THE INSURANCE 411, SMART’S PUBLISHING, ITS OWNERS, AND ANY SUBSIDIARIES, DIVISIONS, AFFILIATES, AGENTS, REPRESENTATIVES AND LICENSORS (INCLUDING EXPERTS OR GUIDES) ARISING OUT OF YOUR USE OF THIS SITE AND THE INFORMATION AVAILABLE THEREON.