With the recession of the past few years, many individuals’ credit scores have taken a hit. In addition to affecting your ability to get a mortgage, loan or credit card, your credit score can also affect how much you’ll pay for your insurance. Credit scores range from a low of 330 to a high of...
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End-of-Life Planning
Nobody likes to think of their eventual demise and end-of-life planning, but having the proper arrangements and finances in place can be a final act of love for your family. The need to plan and pay for a funeral can come up suddenly, while settling an estate can take many months. Ensuring you have the...
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Insuring Your College Student’s Belongings
If you are sending your child off to college this fall, you probably realize that your life is about to change. You might not realize that your insurance needs change as well. Here’s what you need to know about insuring your college student’s belongings. Take a peek inside a typical college student’s room: you’ll probably...
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Understanding the Health Insurance Claims Process
When you’re sick, injured or coping with a family member’s serious health condition, dealing with an insurance company is probably the last thing you want to do. Understanding the health insurance claims process — what your policy covers and how it pays claims *mdash; can help you avoid unpleasant surprises. Is the individual covered? A...
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Ten Tips to Make You a Better Healthcare Consumer
You have more control over your healthcare costs than you might think. The following pointers will help you become a better consumer, save money and possibly improve your health. Use a network provider whenever possible. To control their increasing provider costs, some insurers have been reducing their network provider lists. When your health plan...
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