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  • | Life Insurance 101: What Happens When a Policy Matures?

Despite Its Low Cost, Most Consumers Don’t Buy Cyber Risk Insurance

May 23, 2020 by Leave a Comment

A new report by the Insurance Information Institute (Triple-I) says most Americans do not appreciate the threat of cybercrime and are not buying insurance against it, despite its low cost. Americans have embraced the Internet of Things, with three out of five surveyed reporting connected technology in their homes and one-quarter in their vehicles in...
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Filed Under: Cyber Insurance   •  Personal Lines   •  Recommended Articles

Quick Guide to Renters Insurance

February 8, 2020 by Leave a Comment

In a sense, renters insurance is homeowners insurance — without the building. If you rent a house, flat or apartment, you are not typically responsible for insuring the building. But most other features of homeowners insurance do apply to your situation as a renter. Like homeowners insurance, renters insurance includes three key types of financial...
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Filed Under: Homeowners Insurance Information   •  Recommended Articles   •  Renters Insurance

Obesity and Life Insurance: Extra Pounds May Cost You More

September 2, 2015 by Leave a Comment

Obesity

Almost a third of Americans are obese, according to the Centers for Disease Control and Prevention. Obesity not only affects quality of life, but it also increases your risk of experiencing heart disease and diabetes, along with some types of cancers, and ultimately, early death. Besides these things, obesity also costs you more. All the...
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Filed Under: Life & Health Insurance Information   •  Life insurance   •  Most Popular

Not Your Granddad’s Life Insurance Policy

August 7, 2015 by Leave a Comment

LIfe Insurance Policies

With variable life insurance, the cash value portion of your policy is invested directly in securities in the insurer’s portfolio.[/caption]Traditional permanent life insurance policies provide death benefits and a savings feature. Other types of life insurance also do that, and more. When you buy permanent life, you are buying two types of financial protection. The...
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Filed Under: Life & Health Insurance Information   •  Life insurance   •  Recommended Articles

Life Insurance 101: What Happens When a Policy Matures?

August 3, 2015 by Leave a Comment

Life Insurance 101

When you’re playing Monopoly and you pull a card saying your life insurance policy has matured, you collect $100. In real life, if your policy matures, you’ll probably get a lot more. A permanent life insurance policy will remain in force for the insured’s whole life or until the policy’s maturity date, as long as...
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Filed Under: Life & Health Insurance Information   •  Life insurance   •  Top Personal Insurance Stories

Term Life Insurance: A Bargain-Hunter’s Dream?

April 19, 2015 by Leave a Comment

Life Insurance

The average cost of term life insurance has been dropping over the last several years. If it’s been a while since you’ve updated your coverage, consider adding a term life insurance policy to your financial portfolio. Value Penguin, a provider of consumer information, recently released a study of average term insurance costs by age. For...
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Filed Under: Life & Health Insurance Information   •  Life insurance   •  Top Personal Insurance Stories

How Much Do Speeding Tickets Cost?

March 12, 2015 by 1 Comment

Speeding Tickets Cost

Speeding tickets cost you a lot more than you think. Every year, about 41 million Americans, or one-fifth of drivers, get them. Speeding tickets cost drivers more than $6.2 billion in fines, according the U.S. Highway Patrol. Speeding tickets are big business, too. StatisticBrain.com reports that the average annual speeding ticket revenue per U.S. police...
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Filed Under: Auto Insurance Information   •  Personal Lines   •  Top Personal Insurance Stories

Protect Yourself from Identity Theft

March 10, 2015 by Leave a Comment

Proetect Yourself From Identity Theft

In 2012, financial losses due to personal identity theft totaled $24.7 billion, over $10 billion more than the losses attributed to all other property crimes measured in the National Crime Victimization Survey. Identity theft affected about 7 percent of Americans in 2012, but not all of them suffered a financial loss. About 14 percent of...
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Filed Under: Identity Theft   •  Personal Lines   •  Specialized Personal Insurance Policies   •  Top Personal Insurance Stories

How to Protect Yourself from Social Media Liability

March 6, 2015 by Leave a Comment

Should you worry about the content of your teen’s tweets or your spouse’s Pinterest posts? All it takes is for one tweet to veer away from commentary to defamation, or one image to invade another’s privacy, and you could face a lawsuit. The liability portion of your homeowners policy covers you for certain types of...
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Filed Under: Homeowners Insurance Information   •  Personal Liability   •  Personal Lines   •  Top Personal Insurance Stories

4 Ways To Use Life Insurance for Charitable Giving

December 26, 2014 by Leave a Comment

Life Insurance For Charitable Giving

Life insurance does more than protect families from the financial costs of a breadwinner’s untimely death. It can also help individuals make a substantial bequest to a favorite charitable organization and possibly enjoy a tax break as well. There are several ways life insurance can help you make a donation to a cause you believe...
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Filed Under: Life & Health Insurance Information   •  Life insurance   •  Most Popular

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