If you have an individual health insurance plan—or if you lack health insurance altogether — you have limited time to change your plan or enroll in a new one for 2015. Here’s what you need to know. Coverage under all non-grandfathered 2014 health plans will end on December 31. All plans bought through the federal...
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In the past ten years, employers have faced skyrocketing costs for their employee health plans. If you have employer-sponsored health coverage, your share of costs has probably risen as a result. According to the Kaiser Family Foundation’s 2014 Employer Health Benefits Survey, premiums under group health insurance plans have increased an average of 69 percent...
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Unless you are one of a very small percentage of Americans, the law applies to you. Here’s what you need to know. The “individual mandate” probably applies to you. Legal residents of the U.S. must maintain “minimum essential” health insurance or pay a penalty. The individual mandate applies to people of all ages, including children....
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Getting the best value for your insurance dollars requires a bit of research and decision making as we approach the 2015 health insurance open enrollment period. Keeping the following deadlines and figures in mind will help. Deadlines The open enrollment period for 2015 coverage in the individual health insurance market begins on November 15, 2014...
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Does Your Plan Make the Grade? The Affordable Care Act requires every non-institutionalized American citizen to have “essential minimum” health insurance, unless you qualify for an exemption. Being a college student does not count as an exemption! Here are things to consider if you have a child going away to college or boarding school. Student...
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The Medicaid expansion brought about by the Affordable Care Act could increase situations that would allow Medicaid to seize property of a deceased recipient to reimburse the cost of his/her care. Is your home vulnerable? Read on for details. The History Since the Medicaid program began in 1965, it has permitted states to recover costs...
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