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Stress-Relief Exercises for Smartphone Users

July 8, 2014 by The Insurance 411Leave a Comment

You can perform the following exercises at work throughout your day. These exercises can help energize your body and relieve muscle tension. Hand Stretches: Separate and straighten your fingers until you feel the tension of a stretch. Hold 10 seconds. Relax, then bend fingers at the knuckles and hold 10 seconds. Repeat the first stretch...
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Filed Under: Ergonomic Hazards   •  Loss Prevention   •  Workers' Compensation Insurance

Smartphones: The Newest Ergonomic Hazard?

July 8, 2014 by The Insurance 411Leave a Comment

SmartsPhone

Today, smartphones account for more than 60 percent of all mobile phones sold in the U.S. Increasing speed, better features and more apps mean people spend more time on them than ever before. Should employers expect a rise in repetitive strain injuries? Using a smartphone or tablet for extensive reading can force users to hold...
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Filed Under: Ergonomic Hazards   •  Loss Prevention   •  Workers' Compensation Insurance

Ex-Mods: The Key to Reducing Workers’ Comp Costs

July 8, 2014 by The Insurance 411Leave a Comment

Experience Modification Calculations

Although workers’ compensation may seem complicated, only two factors affect your workers’ compensation costs: your employees’ job classifications and your experience modification factor (ex mod). Rating bureaus publish rates for hundreds of different job classifications, shown as rate per $100 of payroll. These rates are based on the relative hazards of each occupation. For example,...
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Filed Under: The WC Basics   •  Workers' Compensation Insurance

How to Keep Attorneys Out of Your Workers’ Comp Claims

July 7, 2014 by The Insurance 411Leave a Comment

Keeping Attorneys our of Workers' Comp

The Yellow Pages for New York City lists 45 law firms in its section on workers’ compensation attorneys. Even tiny Medford, Oregon (population 75,000) boasts five workers’ compensation law firms. It takes a lot of employers to keep all those lawyers busy—here’s how to ensure that your business isn’t one of them. When the workers’...
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Filed Under: Claims Management   •  Workers' Compensation Insurance

Preventing Slips, Trips and Falls

July 7, 2014 by The Insurance 411Leave a Comment

Preventing Slips Trips and Falls

Slips, trips and falls constitute the majority of general industry accidents. They cause 18 percent of workplace injuries and 15 percent of deaths. What can you do to keep your employees as safe as possible? A comedian might trip and fall during a routine for laughs. But when your employees trip and fall, it’s no...
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Filed Under: Loss Prevention   •  Workers' Compensation Insurance

Preventing Opioid Abuse in Workers’ Compensation

July 7, 2014 by The Insurance 411Leave a Comment

Opiod Abuse in Work Comp

Opioid drugs can provide short-term relief to individuals suffering from severe pain. But the high cost and high rates of opioid abuse and misuse can create problems for employers. The Problem Opioid pain relievers (also called narcotics) derive from opium. They include morphine, heroin, oxycodone, and the synthetic opioid narcotics. Narcotics work by binding to...
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Filed Under: Loss Prevention   •  Workers' Compensation Insurance

Why Stress Is a Work Safety Problem

July 7, 2014 by The Insurance 411Leave a Comment

Worker Stress

Short-lived or infrequent episodes of stress pose little risk. But when stressful situations go unresolved, the body is kept in a constant state of activation, which increases the rate of wear and tear to biological systems. Ultimately, fatigue or damage results, and the ability of the body to repair and defend itself can become seriously...
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Filed Under: Loss Prevention   •  Most Popular   •  Workers' Compensation Insurance

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